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at First United. As a learning organization, we take pride in
offering exciting opportunities for employees to grow and follow
their passions. That's one of the many reasons First United has
been voted as one of the top places to work in Oklahoma since 2009!
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Mortgage Loan Closer
This position is responsible for the closing duties associated
with First United Bank mortgage loans according to all bank,
investor, and regulatory requirements.
MAJOR DUTIES AND RESPONSIBILITIES (ESSENTIAL FUNCTIONS)
Audits the mortgage loan file for accuracy - pre-close
Reviews underwriting approval for "clear to close" and "closing"
Verifies that lock, loan approval, fee sheet, and current loan
entry program all match.
Confirms that loan is correct in loan entry program and
completes all closing fields.
Prepares and sends closing instructions to title company 24
hours prior to closing. Includes invoices, insurance, and other
miscellaneous items relevant to the file.
Balances and finalizes figures and closing and disbursement
dates with the title company and has the Loan Consultant approve
the Closing Disclosure.
Ensures closing package complies with regulatory and investor
requirements, and terms and conditions of Loan Approval.
Prepares and sends closing documents to the title company.
Completes document tracking in loan entry program.
Uses conversation log each time a file is accessed or handled to
accurately note progress of file.
Gives status on file to Loan Consultant and Loan Assistant.
Assists post closing and shipping with missing documents or
ADDITIONAL DUTIES AND RESONSIBILITIES
- Performs other duties as assigned by supervisor.
- Completes all required compliance exams on a yearly basis.
- Adherence to all First United Policies and Procedures.
- Dresses professionally.
- Recommends to supervisor possible methods to improve
To perform this job successfully, an individual must be able to
perform each essential duty satisfactorily. The requirements listed
below are representative of the knowledge, skill, and/or ability
required. Reasonable accommodations may be made to enable
individuals with disabilities to perform the essential
Education and Work Experience
- High School Diploma or GED required.
- Experience in a loan production environment.
- Experience closing FHA, VA, FNMA, non-conforming and
conventional loans is a plus.
- Experience with ENCOMPASS loan origination and fulfillment
software a plus.
- Experience with Microsoft Word, Excel and Outlook.
- Teamwork and customer service skills a must.
- Strong written and verbal communication skills.
- Strong ability to build and maintain relationships with other
NOTE: This job description is not intended to be all-inclusive.
Employee may perform other related duties as assigned by supervisor
to meet the ongoing needs of the organization
If any applicant is unable to complete an application or respond
to a job opening because of a disability, please email us at
HR@firstunitedbank.com for assistance.
First United Bank is an Equal opportunity employer. This company
considers candidates regardless of race, color, religion, sex,
sexual orientation, gender identity, national origin, disability or