Product Management Director - Credit Card (Credit Risk Analytics)

Company: USAA
Location: Plano
Posted on: October 19, 2020

Job Description:

Purpose of Job

USAA is looking for a Product Management Director Credit Cards (Credit Risk Analytics) to work in San Antonio Home Office II/III, Plano Legacy or Remote Work Environment Available.

The Retail Bank Card Experiences organization sits in the Retail Bank organization, and is a team which focuses on meeting USAA members credit and debit(experience) needs through developing a suite of highly competitive and sustainable products, creating differentiating experiences, running a well-managed card program, and evolving the business through technology integration and thought leadership to be able to compete in a dynamic industry. The Product Management Director will be an important part of a new Risk and Strategy Optimization (RSO) team within Card Experiences organization. The director will focus on credit card pricing and risk functions from a product management perspective. He/she will partner closely with credit risk, finance, underwriting teams to review current pricing and credit risk strategies, and identify opportunities for either portfolio growth or risk optimization.

Supports the Product Management executive in the maintenance of existing products and/or may lead in the development and launch of less complex, new products. Responsible for delivering regular status reports regarding various aspects of the product. Partners with resources to gather and synthesize information used to refine and expand product features. Collaborates with the Product Management Support team and other internal resources to create and disseminate information regarding changes and updates to product features.

Job Requirements

About USAA

USAA knows what it means to serve. We facilitate the financial security of millions of U.S. military members and their families. This singular mission requires a dedication to innovative thinking at every level.

In each of the past five years, we've been a top-40 Fortune 100 Best Companies to Work For, and we've ranked among Victory Media's Top 10 Military Friendly Employers 13 years straight. We embrace a robust veteran workforce and encourage veterans and veteran spouses to apply.

USAA Careers - Award Winning Workplace (https://www.youtube.com/watch?v=lcGKT_Nxdgc) (17 seconds)

USAA Careers World Class Benefits (https://www.youtube.com/watch?v=APwPQizcENY) (31 seconds)

* Leverages resources to gather data and member information to support formulation of product strategy and enhance competitive intelligence.

* Develops product strategy recommendations, as well as dashboards and metrics.

* Partners with Marketing to define and implement product strategy.

* Participates in the recommendations to launch new products and the evaluation and decision to buy/build or ally.

* Analyzes and evaluates product performance metrics to form recommendations regarding market opportunities and product enhancements.

* Leads efforts to expand or change existing product features.

* Contributes to decisions regarding product pricing and profitability.

* Identifies and evaluates potential providers for alliance relationships.

* Provides support regarding all aspects of Product Life Cycle.

* Approves and distributes press briefings.

* Coordinates with relevant control partners (to include Legal, Compliance, and Risk Management) to ensure product offerings are designed, implemented and managed in compliance with all applicable laws and regulations.

Minimum Experience

* Bachelor's Degree in Business, Marketing, Supply Chain, Statistics, or related discipline or 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree.

* 8 or more years relevant industry experience in Actuary, Underwriting, Marketing or Operations.

* 4 or more years direct product management experience.

* Expert knowledge of applicable Microsoft Office applications.

* Expert experience in creating product briefings and presenting to executive leadership.

Preferred Experience

* 5 or more years working for credit card issuers

* 3 or more years in credit risk or finance functions

* Solid analytical background with hands on experience in data analysis

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

At USAA our employees enjoy one of the best benefits package in the business, including a flexible business casual or casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs. Additionally, our career path planning and continuing education will assist you with your professional goals.

Relocation assistance is available for this position.

Keywords: USAA, Plano , Product Management Director - Credit Card (Credit Risk Analytics), Other , Plano, Texas