RETAIL DISCLOSURE SPECIALIST II

Company: First Guaranty Mortgage Corporation
Location: Plano
Posted on: April 9, 2021

Job Description:

If you are a job seeker with a disability and require a reasonable accommodation to apply for one of our jobs, you will find the contact information to request the appropriate accommodation by visiting the following page: GENERAL DESCRIPTION
The Disclosure Specialist II is responsible for processing and issuing initial disclosures and subsequent re-disclosures to consumers on retail and/or wholesale loan files in a timely manner and in accordance with federal and state requirements. Assist external partners in completing assigned disclosure tasks. Work under immediate supervision and report to Supervisor, Manager, or AVP.
ESSENTIAL FUNCTIONS
--- Monitor pipeline and ensure initial disclosures or re-disclosures on assigned loans are issued timely and accurately, including Loan Estimate (LE) and other required federal and state documents
--- Review assigned loan lock-in confirmations to ensure loans are re-disclosed properly within required time frames
--- Review assigned loan Changes in Circumstance (CIC) to determine whether revised LE and/or other state and federal disclosures require re-disclosing
--- Ensure the Encompass system has been updated timely so that appropriate parties are aware that disclosures have been provided to consumers
--- Assist supervisor/manager in providing guidance and training to external partners regarding which disclosures are required for various loan programs/products and for the various states in which the Company does business
--- Maintain close working relationships with brokers, internal partners, and external partners as necessary to clear data deficiencies and properly disclose on loans to prevent disruptions to the loan origination process
--- Escalate processing issues and proposed solutions immediately to supervisor/manager and support the implementation of resolutions as necessary
--- Work on special projects as needed
--- Perform other duties as assigned
KNOWLEDGE, SKILLS, AND ABILITIES
--- Good oral, written, and interpersonal communication skills
--- Ability to identify and resolve problems in a timely, objective, and confidential manner
--- Ability to work effectively with others and balance team and individual responsibilities
--- Strong customer service skills
--- Excellent time management and follow-up skills, including the ability to adhere to strict deadlines and changing priorities
--- Working knowledge of Microsoft Office (Outlook, Word, and Excel)
REQUIRED QUALIFICATIONS
--- High school diploma or GED
--- 3-5 years of related experience in the mortgage industry
--- Highly advanced knowledge and understanding of TRID requirements, ATR/QM, and other components of Regulations X & Z
PREFERRED QUALIFICATIONS
--- Prior experience in the mortgage industry as a loan processor or closer
--- Proficiency in Ellie Mae Encompass
PHYSICAL REQUIREMENTS
The following physical requirements must be met by an employee to successfully perform the essential functions of the position. Reasonable accommodations will be made for qualified individuals with disabilities to perform the role's essential functions. This job operates in a professional work environment and requires the ability to use a computer and/or other office equipment and remain in a stationary position for considerable amounts of time. Incumbents must possess the ability to assess information and communicate as needed with internal staff/external clients in person or via phone or email.
Management may assign or reassign duties and responsibilities to this job at any time. FGMC is proud to be an Equal Employment Opportunity employer. We celebrate diversity and are committed to creating an inclusive work environment for all individuals.

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