Risk Management - Merchant Services Credit Officer - Vice President
Company: JPMorgan Chase & Co.
Location: Plano
Posted on: April 1, 2026
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Job Description:
Description Bring your expertise to JPMorganChase. As part of
Risk Management and Compliance, you are at the center of keeping
JPMorgan Chase strong and resilient. You help the firm grow its
business in a responsible way by anticipating new and emerging
risks, and using your expert judgement to solve real-world
challenges that impact our company, customers and communities. Our
culture in Risk Management and Compliance is all about thinking
outside the box, challenging the status quo and striving to be
best-in-class. As a Lead Credit Officer on our Wholesale Credit
Risk Merchant Services Team, you will play a pivotal role in
maintaining the firm's resilience. You will have the opportunity to
assess new applications for payment processing, work directly with
various stakeholders and provide expert recommendations. This role
offers you the chance to apply your analytical skills and
contribute to our firm's growth in a responsible way. Job
responsibilities Assign and complete credit due diligence and
assigning an obligor grade in line with the firmwide policies
Review client applications, including financial statement analysis,
for payment processing services provided by JPMorgan Merchant
Services Work directly with Sales, Bankers and applicants to
complete full due diligence report of applicants to determine and
document business model, credit worthiness and potential credit
exposure to the firm Provide expert recommendation to the Head of
Wholesale Credit, Merchant Services Chief Risk Officer and
Commercial and Investment Bank Chief Risk Officer Required
qualifications, capabilities and skills Bachelor’s degree in
Business, Finance, Accounting or similar area and in-depth
knowledge of accounting and corporate finance 5 years of relevant
credit or underwriting experience Strong analytical and modeling
skills Capable of understanding, describing and debating complex
concepts Proficiency in Microsoft Office Suite, especially Excel,
PowerPoint and Word Preferred qualifications, capabilities and
skills Previous experience working in the payments industry Strong
accountability, ownership of tasks, attention to detail and work
ethic Capable of delivering compelling presentations and
effectively communicating complex information to diverse audiences
Strong interpersonal skills, ability to work well in a team
environment and highly motivated with a natural passion to learn
Experience driving system and policy change, demonstrating the
ability to lead initiatives through cross-team partnerships Ability
to perform well under pressure in a demanding environment managing
multiple tasks at the same time Fluent in French for both written
and verbal communication
Keywords: JPMorgan Chase & Co., Plano , Risk Management - Merchant Services Credit Officer - Vice President, Accounting, Auditing , Plano, Texas
