Loan Portfolio Officer
Company: Cathay General Bancorp
Location: Plano
Posted on: October 31, 2025
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Job Description:
Following established policies and procedures, the Loan
Portfolio Officer is responsible for maintaining and monitoring the
existing portfolio and growing/developing the customer
relationship. Work with the Underwriting Department to provide
required information for loan underwriting on both new and renewal
credits. Product types include all facets of commercial loans and
construction loans. The incumbent will provide mentoring and
coaching to junior staff. ESSENTIAL FUNCTIONS • Ensure compliance
with Bank, regulatory and credit requirements with emphasis on
quality customer service • Prepare and review various reports such
as: credit underwriting documents, compliance checks, financial
spreads, past due report, tickler report, exception report and
pipeline reports etc. • Assist customers and follow up on
outstanding items such as, analyzing customer financial statements
and verifying covenant compliance. • Assist with training of loan
assistants • Manage and maintain a loan portfolio which includes:
evaluating, recommending and structuring loans; monitoring
quarterly financial statements and addressing any issues;
recommending loan amendments and renewals based on customer needs
QUALIFICATIONS • Education: College graduate with major in
accounting or business preferred. • Experience: 3-4 years corporate
commercial lending and banking experience with thorough knowledge
of lending regulations and credit/underwriting practices. •
Skills/Ability: PC proficient. Strong verbal and written
communication skills. Bilingual (English/Mandarin or Cantonese) a
plus. Organized and detail oriented. Good credit knowledge of
Bank’s credit underwriting policies and approval process for
assigned loan. Capability to work independently with minimal or no
supervision. Ability to work effectively in a fast paced, high
production environment. Strong financial analysis and accounting
skills
Keywords: Cathay General Bancorp, Plano , Loan Portfolio Officer, Accounting, Auditing , Plano, Texas
